Things do not always go as planned during the holiday, and you may find yourself in an emergency situation. When this occurs, not only harm the experience and suffering, could also suffer financial losses that may come in the form of loss of investment activities, medical expenses, or any other. An effective way to protect you from these losses is to get a travel insurance plan.
The travel insurance only about 5% to 10% of its total investment route, and no doubt is buying dollars. Although it can not happen to use at the end, can give peace of mind from the beginning to the end of your holiday. If you buy a standard policy of travel insurance may be covered for medical expenses, cancellation or reduction of travel, emergency medical supplies, and lost and damaged luggage. Some travel policies offer more coverage, which may include loss of personal property and cash, personal responsibility, by default the travel company and a medical meeting. If you need special coverage options you can pay a little more to add to your travel plans. You can also apply for a maximum compensation limit for coverage.You can also request a higher limit for compensation coverage. For example, if you're going to keep expensive items in their baggage, and the maximum amount of compensation is less than the original total value of objects, you can ask for better coverage for lost luggage.
In an emergency occurs while traveling, and suffered a financial loss, which includes insurance, you should file the claim as soon as possible. No need to wait until you get home leave requirement. If the employer is not the online request form, you can only form and send it. If you can not object to the network, you should give a call to the insurance company and sends you a complaint form for consumer e-mail or letter. You must provide the information and documents, as the name of the tour company, the name of policyholder claims in the form of evidence of proof of travel and insurance contract, the type and amount of loss and the number of complaints. different insurers have different settings for filing claims, but usually you have up to 90 days to submit an application after the coverage of economic loss has occurred.