Tuesday, September 21, 2010
What Does Travel Insurance Cover?
At the time of your reservation, you can purchase a travel insurance to cover your exact duration of your trip or you can buy from a travel agent, Travel Agency insurance provider or travel as a tour operator or a cruise line for a more complete and continuous. The travel provider policies are not as comprehensive as a travel agent, so be careful when you choose.
You can take any trip to buy travel insurance could be business, travel and education, adventure and leisure and travel abroad for this purpose. Each policy can have different coverage in terms of a policy to adjust each passenger.
Delayed trip, trip cancellation, emergency evacuation, accident and disability, accidental death, overseas funeral expenses, limiting the damage, theft or loss of personal belongings, travel documents or money, legal assistance, liability for damages to rental cars, replacement of essential items because the items lost or delayed baggage, medical expenses and housing are more common to find in most travel insurance policies.
The difference will be large, from one policy to another according to the supplier or the purchase of the company. The amount of coverage is obvious that the price so that each policy can be customized to suit every traveler. You can find a travel insurance that covers additional travel costs.
You will be given the opportunity to purchase a separate travel insurance policy for regional pre-existing diseases like diabetes or asthma, and sports that are considered high or dangerous as skiing, scuba diving and parasailing. You can also buy a separate policy for passengers traveling to countries where they are at high risk of natural disasters, terrorism, or the status of prisoners of war.
There is coverage of topics that are excluded from basic health insurance. Your typical policy usually exclude travel to countries at war or terrorist threats with a pre-existing health condition or injury or illness caused by alcohol or drugs. Travel to war and terrorist threat countries may still be covered by separate policy by most travel insurance companies.
the travel insurance policies usually cover all expenses if pregnancy occurs during the voyage of the first trimester of pregnancy. Coverage may vary from quarter to quarter depending on company policy regarding travel during pregnancy.
Travel insurance policies generally cover all expenses if pregnancy occurs while underway in the first trimester of pregnancy. Coverage can vary from one quarter to another, according to corporate policy regarding travel during pregnancy.